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Unionbank instapay not received reddit Get the Reddit app Scan this QR code to download the app now Unionbank Instapay to Gcash - not received by recipient, although deducted from UB account already. Ang Did someone paid their unionbank cc thru seabank. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: I've just used the BDO Online app to pay my CC. Reply reply [deleted] • If this is via Instapay I don't think the account name and number not matching would cause the money to revert. Should we wait couple more hours or need to call the bank already? Locked post. It's not to say that it's very good I would die for, but that every other bank app is literal shit. Share Sort by: Best. For PesoNet, there's a 3PM cut-off. Its been 18 hrs na rin yun since na bawas sa bank ko yun pera pero wala dumating sa gcash Not directly creditcard related. The money was deducted from his account but didn’t reflect on mine. May problem daw cash in via bank ng gcash. I was sending to my other account in a different bank though. So just to clarify, Security Bank can only receive money from other participating banks, not send money? I also read that BSP I cashed in 10k from Unionbank to Maya but did not reflect. I am a bot, and this action was performed Nagtransfer po ako gamit ang mobile app from Metrobank to BPI via but until now I didn't receive the money for my BPI account. It is self serving to the claimant alone. It depends on which type of fund transfer she opted. Mas okay ba Direct to US Bank via Wise or Direct to Local Bank (Unionbank?) May nakita akong post here pero BPI naman sya, anyone tried Direct to Unionbank naman? Would also like to know if you have any payment transfer tips? Thank you :) ☀️ UPDATE: I did Upwork to Unionbank - received the payment in just one hour. astraboykr • You can also pay via Instapay. We can help with technical issues, general service questions, upgrades & downgrades, new accounts & transfers, disconnect requests, credit requests and more Posted by u/Ok_Vacation_7897 - 1 vote and 1 comment I had my friend transfer money through my UB Savings account today, it was deducted to his Gcash account but I still have not received it. Select a date then tap on Next button. Log In / Sign Up; Advertise on Reddit; Shop Collectible Avatars; Get the Reddit app Transferred funds from my CIMB account to my Unionbank account around 8PM kahapon through Instapay. Nakalagay naman sa Pesonet guidelines nila before 11pm mari-receive na yung money. Plus the app gives you the notification when you receive the transfer (so no need to log-in/check). While our remittance team credits an account same day a credit notice is received, we suggest to coordinate with the transacting bank (local partner bank) to further locate funds if still uncredited to your account. Reply reply xianix24 • I think 50k I have this same issue, ofw ako. By batch kasi ang pagproseso ng PESONet kung ikukumpara sa InstaPay na agarang papasok sa receiving account. If you have questions about your services, we're here to answer them. Single transactions of ~200k per month. So yes, shit crap useless customer service nila. First when I transferred 20,000 from Gcash to BPI, the another one when I transferred 50,000 from BPI to PSBank. How many days kaya bago magreflect? I need pa naman the cl for my groceries. I know it's not a huge amount but this is so ridiculous, even the customer service they had just provide general information. Log In / Sign Up; Advertise on Reddit; So I just transferred 50k Php from my Eastwest Savings Account to my BPI Savings but it’s not reflecting/ wasn’t received. Then I remembered under maintenance pla so I opted to wait until today. So of course, contacted UB, was advised to fill Good day, I wanted to pay my bpi credit card. Haaaay. Reply reply Old-Size1574 • Same issue bpi naman. ⬇️See More Menu for FAQs and pinned posts. Yun ng lang, ₱50,000 lamang ang maximum transaction amount sa InstaPay. Open menu Open navigation Go to Reddit Home. Thank you. And ofcourse, pesonet of other banks are Hi OP! Na-receive niyo na po yung transfer niyo? Nag-Pesonet naman ako today, from UnionBank din. e. ask ako ng refund from the app na pinagsendan ko ng pera kasi wrong bank pero correct ang account number at name ng receiever. Don't post questions related to that here, please. So worried about these recent issues about Instapay. Members Online. I am calling now but I'll prolly give up if I'm not the only one experiencing this issue 🥹 I'll try a bank visit tomorrow if Security Bank shows your Online Account username as the source on instapay funds transfer - not your full name . What's the reason behind this? Just found out that we can pay our credit cards through InstaPay or PESONet Robinsons Bank - InstaPay only - 2 days posting Skip to main content Open menu Open navigation Go to Reddit Home Get the Reddit app Scan this QR code to download the app now. I double-checked everything, and all the details are correct since the account is I have received the exact Advertisement Coins. I haven't tried the UB buy/sell option as I don't have a USD account with them. 4y. kung Instapay yung ginamit mo, the funds should be credited to your GCash wallet If they won't talk to you or give you a hard time, I'm not sure about your other options na. Mine didn’t reflect agad kahit thru instapay. BDO has multiple apps. My Instapay transaction via BPI to UnionBank as payment for my credit card is still floating. RCBC Sa fees mas mura PesoNet vs InstaPay kaso may cut-off 2pm I think and walang limit ata si PesoNet while InstaPay is only 50k per transaction @ 25 pesos fee. Paypal -> Unionbank -> Shopeepay -> Seabank Gamit ko Seabank since day 1 so far so good tas weekly transfer pa. Reply reply cassyopeia12 • Hopefully, hindi Hello! I’ve recently switched my credit card from Citibank to Unionbank, assuming that Unionbank would post my credit card transactions in the app real time (kahit tagged as pending) the same way Citibank does. It's been Is anyone having a problem with Unionbank? I have paid my credit card through BDO with Instapay last week and it's still not posted ( This is a I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still I attempted to transfer from UB to GCash via InstaPay. The 3rd, 5k transfer went Been trying to cash in with my UB but it frequently gets unlinked by Gcash, I had a feeling na Gcash is intentional disrupting UB transactions from going through and today I think it’s confirmed, I tried cashing in today with UB but whenever I click the Unionbank option it directly leads to a Gcash Ad, if I click on other banks there’s no problem! If may ibank bank ka, xfer via instapay nlng to unionbank, den card number as account number, real time posting Reply reply More replies More replies Dull-Gap-4437 i pay dfa for my passpot appointment thru gcash i scan the QR but it just processing and i click. Now when i tried, wala na si unionbank sa list of banks when kahapon nandun pa. Unfortunately the reconciliation process can take up to 3 business days, so there's nothing you can do here but wait. Walang na receive na OTP. Baka may mga teknik pa kayo dyan? Unionbank Has a good app and rewards system, good cards, and free cash in to maya and pdax (?) Minimum amount to accrue interest is 10K Instapay fees are ₱15 iirc but withdrawing money is going to be a hassle kase wala masyado atm nila dito. lol). But by any chance that the receiving bank did not perform any action on it, the funds will be returned back to you on the 3rd day. Has anyone here experienced paying their UB CC via Instapay na hindi agad nagreflect after few banking days? I paid last thursday afternoon through Seabank and GoTyme (via Instapay) and until now ay hindi pa din nagrereflect ung from GoTyme, while ung from Seabank ay nagreflect agad. My payroll is in Security Bank. Per checking dito sa subreddit, parang di naman talaga nila tinatry ideliver yung card. I am seeking help about a transaction i made that was not received and was not credited. Old. Almost same instructions as above. New comments cannot be posted. Had to call the bank that sent the money. I've tested Maya and BPI and they process transfers to those via Instapay. Expand user menu Open settings menu. Kung pesonet, magffailed at babalik sa UBP account mo. Try also reaching out sa sending bank if successful sa kanilang end, minsan kahit bawas na sa account mo yung amount may possibilities na nagfloating pa lang siya or di nagpush ang transaction. Reply reply Specialist-Pack4396 • Thanns Reply reply itsmesilvergem • usually 1-2 banking days hinde eto nagaaply sa transferwise since there I use Unionbank to pay my online subscriptions, but recently, my transactions consistently declined by the bank even if I have sufficient balance. Putangina ninyo union bank one month na mahigit yung pera ko sainyo hindi nyo pa din Unionbank InstaPay unsuccessful Meron na po ba ditong nakaexperience na mag-bank transfer from UB to another bank, and nag-unsuccessful (in my case due to maintenence daw) pero nadeduct yung amount sa balance? Get the Reddit app Scan this QR code to download the app now. Usually i-link ko, then transfer the amount (may OTP ka matatanggap to approve the transfer), then unlink again (for safety narin). I paid my CC balance last March 27, 2024 via Instapay (thru Seaback) but the payment is not yet reflecting. Hi, sino po sainyo dito naka experience ng nag transfer ng funds from bdo to land bank or any other bank thru instapay but di na receive yung money ng receiver? Mababalik ba yung funds? Especially today is Friday. Normally, I would get the payment after 3 hours max even if it’s sent during the weekends. I am now scared to use their fund transfer because I don't want to wait and end up losing my money altogether and contacting them for weeks with their comm channels FB Imagine you are sending money into a charity, and they do not have a way to backtrack the transaction due to the volume of donation. pag 8am+ mo iwi-withdraw frm UW, you'll receive the funds na by 8-9pm lmao. Should I call CIMB na po ba or just wait muna for few more days? Thank you. Sa SeaBank naman 1M ang daily limit ng instapay. I am asking Payments to AUB through Other Banks via InstaPay – Individual Payor Log in to your other Banks (Ginamit ko SeaBank). TIA! If Lazada did they say they didn't receive the money, then it should be okay if you don't make a dispute. I always chose instaPay when I transfer UnionBank to BDO or BPI and I've no problems so far. 10 days na ako nag. . If the indicated cut-off periods are accurate, I should’ve received the funds already by 4 PM or so. Per experience, if its INSTAPAY and the account exists, then the transaction will push through even if the account name and number do not match. Nag p2p ako sa binance not sure baka related dito. Called GCash now and they told me to wait another 2 banking days for "feedback" from their escalation team. Reply reply fan-gela I just want to share our experience with Landbank and Instapay. Pesonet takes hours to days to reflect. This was around the time na relatively new palang instapay sa systems nila though. Next day, I visited the store, hi! sorry for the late reply. If your post is about Credit Cards, we invite you to join r/swipebuddies, our community dedicated to topics about Credit Cards. Next time you transfer to that account, if Instapay is down, at least you know that it was the correct Mine was Unionbank to BPI, three consecutive transfers (first two reflected on my BPI account instantly, but the third one didn’t). Only other way you can receive this the same you are thinking of other banks. But keep in mind that no bank is perfect. Nahismasmasan na ko sa nangyare and it's partly my fault for not doing diligent research. Union Bank of the Philippines replied · 4 Replies. xxganymedeeexx • I use BPO Pay when transferring money to other banks kasi 10 pesos lang ang charge. Di ko pa lang na-try sa Unionbank derecho Reply reply [deleted] • Ano balita dito OP? Unionbank's app i believe has a feature where you can buy or sell USD to/from your own account in UB. I already sent email to both their customer service but all I received were auto generated responses. Or check it out in the app stores If not, you can try pesonet transfer but next banking day na ma receive. Call customer care but no one answered waited for almost an hour. Na deduct sa UB at di nagreflect sa Maya keso "not received reply from instapay" daw. Their app is also one, if not the best, app out Transferred 5500php from Maya Savings to Gcash using Instapay but no cash was received on the Gcash account where I sent it. r/DigitalbanksPh A chip A close button. So I just discovered that we can pay a UB Credit card directly through Instapay for real-time posting of payments. The very next day, binalik nila pera. I waited. Hindi ko lang inexpect na pati sa pnb rin. Until now wala pa rin sa target account. It's been nearly 10 days! I’ve tried smaller Instapay transfers to the same account, and those have gone through instantly. Edit: This applies to every banks in the InstaPay network. All the details are 100% correct For instaPay, you will receive the funds instantly. But cant receive and transfer out. But, yung payment ko 2 days na wala pa rin payment confirmation from UB and not yet reflected pa. Anyone experience the same? 😢 Update: Money credited back to my account after a day. Click the Select the Fund Transfer via InstaPay option. Until now hindi pa bumabalik Reply reply More replies [deleted] • Had the same experience with other banks, but it is usually isn't like that as long as it's done through Instapay. Unionbank has unlimited transfers at a 10 peso fee, 50k instapay. And this in turn lessens credit penetration, less jobs (what, somebody has to pay those clerks), and so on and so forth. They said the problem is with Instapay and that they can’t reach an Why do Wise now takes longer to transfer from Wise to Gcash or Maya or even Unionbank and BPI. aantay kasi nag. Imagine if the banks will entertain all demands for reversals, and the sender will claim that they are aggrieved, i. They usually reply within 24 hours. ), Unionbank, in particular its app, has the best UI and UX experience - it's intuitive, to keep it short. This is my first upwork Unionbank for me is the most annoying bank ever. I usually receive my pay from my client every Friday evening, and everytime I transfer it to my accounts/bank/e-wallet, it usually take days for me to receive it. Is I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still hasn't posted. Reply reply Comprehensive_Elk400 • Yep, actually found out about that on BPI. You're not violating any rules on privacy because you're the one supplying the information, and they don't have to divulge any of the transaction details. Temporary lang naman siguro to Get the Reddit app Scan this QR code to download the app now. Last March 30, 2022, I made a cash-in to my ShopeePay from my UnionBank Debit Card. Pero instapay rin gamit ko nun. I just used the CC # on my physical card :) Instantly payment will reflect on the account. Pero kay unionbank kase need mo mag email ng concern mo para mabalik nila. Log In / Yes. And just this morning, there was an adjusted transaction of P500 in my account. It is also not their (bank) duty to adjudicate in your So I have a cc in UB and tried paying using my BPI savings thru instapay so to test it out I first paid 840 pesos and it worked instantly and Saturday pa yun ah so I got confident and decided to save the biller as favorites so I won’t have to type it again. Reply reply niijuuichi • Ang ginagawa ko: wise > cimb > unionbank. Said How to pay my Unionbank CC using InstaPay if wala akong UB account? Unionbank What do I put under the “Account Number” field? I tried putting in my CC number pero failed sya both on Seabank and Bayad. check the comments section sa page nila, daming reklamo Skip to main content But it should be credited naman the day after, or up to 2 days. BSP should investigate delays in instapay transactions since we're paying for the expected instant Posted by u/IntelligentPlane299 - 2 votes and 1 comment Hi, received my Gold Visa card today. My husband doesn't file a Reddit's home for tax geeks and taxpayers! News, discussion, policy, and law relating to any tax - U. It took a while loading or something and then got an error. When people come to me and say Does anyone have any issues with Wise and Unionbank lately? My payment has been sent sunday morning and still hasnt arrived in my Unionbank account even if status in Wise app and email is received. Log In / Sign Up; Community reminder: If your post is about finding the "Best Digital Bank" or you want to know the current features and interest rates of all Digital Savings accounts, we highly suggest you visit Lemoneyd. I gave my disposable mobile number to contact me if wala talaga sa kanilang account. Log In / Sign Up; Advertise on Reddit; Shop Nah, I think it does not have anything to do with migration. S. I transferred money from Maya Savings to My Unionbank savings via instapay and still have not received it. Reply reply mxherr5 • Oh? personal experience po ba yan sa pesonet? I always thought parehas lng ang instapay at pesonet na walang bearing ang account name pero admittedly instapay lng ginagamit ko. Instapay transfer from my Unionbank account last March 21 was "successful" but until now not yet received by the receiving account. Some participating institutions provide SMS or email notification upon receipt of funds. Open comment sort options. Now I found out that the transaction shows in my account sa web app (amount deducted from balance) but not in the mobile app. So baka May naka experience ba ngayon na nag transfer via instapay to Gcash then nag success naman yung transfer pero wala kayong na receive sa Skip to main content. The payment transfer is reflected on the UnionBank app almost real time and It already reflected in my transaction history that the transfer was made but my paymaya account had not received it yet. I've read BSP PR that Security Bank was one of the banks that offer InstaPay, which lets me send money across other banks. They say yung BDO online To receive funds via InstaPay, customers don’t need to do anything but they can verify if their account has been credited with the funds transferred by accessing their bank’s or non-bank e-money issuer’s mobile app or internet banking facility. Reply reply SSoulflayer • Last week ganyan rin sa UnionBank, instapay naman, umabot ng limang araw bago pumasok Hi, may problem ba ngayon sa UB? Usually if nagbabayad ako thru BPI app instapay, 2-3mins reflected na. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: Legion. r/PHCreditCards. Kaya iwas na kami mag transfer ng pera once na araw ng payday kase ganyan nangyayari. Premium Powerups Explore Gaming. Wala din daw announcement from INstapay and the other one (nakalimutan ko. But I think they will also implement a fee eventually since the interbank transfer itself have a cost to them. This is the first time it happened, dati naman pag Skip to main content. UPDATE: Friday na send yung funds 2am. NFL NBA Megan Anderson Atlanta Hawks Los Angeles Lakers Boston Celtics Arsenal F. Or check it out in the app stores Wala din silang maibigay na sagot when I asked bakit nagkaroon ng failure. I have done this before and the payment always reflects after 5 minutes. I just maintained the 10k for a week, made transactions but not below 10k. Nag transfer ako ng Money through BPI to UB instapay, it's been 2hrs since pero wala parin silang nakukuha. Get app Get the Reddit app Log In Log in to Reddit. However, it is not reflected in my bpi account. The content of the email is ofc about the Anyway, i recently got approved for a Unionbank PlayEveryday card, i just have some questions: How long does the points reflect on your profile. Sort by: Best. Kung gusto mong isang transaction lang then you can use PesoNet pero hindi instant ang transfer. Or check it out in the app stores Anyone experienced a delay in transfer from Unionbank to BPI via Instapay QR? Transferred money last night (around 12mn) and it says real time credit but money wasn’t received til now. Reply reply Adventurous-Stock461 • sa CIMB libre cash in The annoying thing about this bank is hindi nila iniindicate if the transfer used was Instapay or Pesonet. The max amount of online transfer using personal account is 200k so I thought I would never have an issue. I send money thru an app pero sa BPI direct ko nasend instead of BPI mismo. I transfer from BPI to Unionbank a month ago, Kakatransfer ko lang kanina from Unionbank to another bank via Instapay. Usually when there's something wrong happened with InstaPay even the sending bank can't do anything since that it still being held by BancNet (in this case not by UnionBank nor by Metrobank). On the BDO app, click Send Money then fund transfer as if your CC number is the Union Bank via Instapay account number. Reply reply YearofthePig_1995 • +1 tried this right now - it's still working. Happened to me once. More often than not, mas prone sa timeout issue si GCash compared kay BPI. ITS NOT INSTANT, KAYA SCHEDULE YOUR MONEY TRANSFER ACCORDINGLY Reply Posted by u/Impossible-Joke-5660 - 1 vote and 1 comment A subreddit for everything about credit cards in the Philippines. Anyone have the same experience? all Info Skip to main content. and International, Federal, State, or local. Today, UB told me that the transaction went through. Banking Have you ever noticed when you transfer via Instapay on Security Bank - instead of your full name, the sender name (in sms notification and in-app transaction log) shows as your account user name? I saw this personally in my ING app (as sender) and in Receiving this amount daily consecutively and not reporting it doesn't look too good on your record. Lol balak ko lagyan ng minimum amount to earn interest. I read from here that it will eventually go back to the account, how true is it? And how long usually? I just emailed them and created a ticket too. Deciding between Play Everyday, Lazada, and go Rewards. All the Hi,Yesterday, I transferred fund to BDO through pesonet but they haven’t receive it yet. It was for payment sana sa creditcard. they didn't receive the item, etc. I know. What to do in case your InstaPay transaction is not instant anymore. This happened to me twice this year. Also they have advisories posted on their respective FB pages telling that Instapay fees are waived. You don't even have to be in a Instapay, no issue. Instapay naman noh and not Pesonet? Cutoff ni Pesonet is 2pm. The cash-in failed but my money still debited. Same scenario nito. The receiver told me na sinubukan din nila na mag send ng money from BPI to UnionBank and same din yung kinalabasan. Nakaka-hassle sila! Reply reply [deleted] • Comment deleted by user. Log In / Sign Up; Advertise on Reddit; Shop Normally pag ganyan, dun na sa Receiving ang may issue (sa case mo is si GCash). What is InstaPay? InstaPay is the electronic service Skip to main content. Otherwise, you need to report to GCash hotline (not Globe) within 24-hours or the soonest since the incident. Hello Unionbank. Hindi nagreflect ‘yung amount real-time and waited for an hour to be sure bago ako tumawag sa CSR. I made a payment of almost 20k to my UnionBank credit card using SeaBank Instapay on August 16, but it's now August 25, and the payment still hasn't posted. It's a bit hassle if I Advertisement Coins. I have both UB and Citi. I confirmed with CSRs that it Transfer to another bank > instapay (select unionbank of the ph) > transfer using acct# (i used my virtual cc # since i dont have my physical card yet) Hope this helps. For example, BDO making free Instapay transfers might mean them not opening 100 more BDO branches around Mindanao or something. Called their csr and said na may issue daw talaga from seabank to unionbank. Does that mean that the recipient phone number doesn't exist, and it's for sure that they don't have a Gcash account? Or is it still possible that they may have a Gcash account even if it says the number is invalid (if the phone number/SIM . ARE THERE MINIMUM OR MAXIMUM Also, take advantage of 10 pesos instapay ni Unionbank. Sincerely, Lorielle Almojuela UnionBank Customer Service Posted by Mummy Ninja August 10, 2019 August 10, 2019 7 Comments on InstaPay Not Received, Delayed and Timed Out. Not limited to BPI or BDO. I instructed her to ask their manager and open their GCash account if the reference number exists, payment is credited, though mine is successful. The bank is not in the position to validate that claim. Sorry. Filed report sa unionbank app- create a ticket and was given reference number. Or check it out in the app stores TOPICS BPI to Unionbank Instapay Transfer upvotes · comments. Anyway, now I’m thinking that the P15 transfer fee via InstaPay is a small price to pay for peace of mind. A subreddit for everything about credit cards in the Philippines. Philadelphia 76ers This also depends on local holidays and weekends. Tinawag ko na sa CS nila and tama nman daw number on file. I was about to transfer via instapay yung payment ko for my UB cc yesterday. UPDATE: CC payment posted na after 5 banking days finally! I xfer 50k sa seabank via instapay, then if limited na sya sa 50k di na dapat pwede, pero nag test ako 500 via instapay to the same Seabank, nag-send naman. It takes 2 days before lumabas sa app yung credit card transactions ko. Reply reply Pred1949 • I LIKE PESONET WHILE USING UNIONBANK APP ITS FREE. Valheim Genshin Impact Minecraft Pokimane Halo Infinite Call of Duty: Warzone Path of Exile Hollow Knight: Silksong Escape from Tarkov Watch Dogs: Get the Reddit app Scan this QR code to download the app now Unionbank app not receiving OTP . Yung probs ko lng is my 100k cap si shopeepay pero okay pa din kasi 10php lng yung instapay ni UB. Their online app is bullshit it's not managed well. I received an email din na successfully activated siya. Mas ok pala ang pesonet kung hnd kailangan real time There are a lot of banks and e-wallet connected to InstaPay that does not charge a fee as of today. Tried contacting CS of Maya and sent a text message to Instapay, still no response besides auto-generated mail from Maya. Update: Just received the money i transferred to gcash, it was not reverted back to my bank account but push through to my gcash account Sorry if this post is not allowed. Salamat! Reply reply More replies More replies More replies More replies More replies [deleted] • I used to use peso net when transferring money from my Hi, anyone here po na naka experience mag pay ng Unionbank Credit Card using CIMB Instapay? Real time posting naman sya ever since ginagamit ko. I activated the card via app, and successful naman. I only know real-time posting sa CC payment if via InstaPay, but with fees. First time ito nangyari sakin and nakakainis kasi malaking pera yung natransfer ko. Can I just say how convenient it is to cash deposit sa UnionBank Branches? I own a business and I deposit weekly sa kanila and less than 5mins, tapos na. Thank Transferred 5500php through Maya Savings to Gcash vai InstaPay and it did not go through. Same goes to manager, they have no clue. I checked my UB app and stated it went through however, from Maya app, it was stated that the cash in failed. I was worried I might not get the reward because of the change, adding that when I went back to the app notification about the reward terms, it stated it's 15k minimum already. Sports. You either do instapay in a number of day s and bear the fees, or go to a branch to have manager's check and another bank to deposit that check, or maybe write a personal check to yourself, or move cash between banks. So if you aren't using one, then it's worth a try. Is this normal? If so, mga gano katagal siya bago magshow up sa app after activation? Thank you! 😊 Unionbank sucks no. However, smaller banks, especially digital banks offer Pesonet, often for free, like GoTyme, Netbank, two that I use. I received my UB cc 2 months ago(?) and need to pay my bill, nauna ako magka cc bago magkasaving acc since parang nagka savings account lang ako when Skip to main content. 2 . This is not the first time it happened. I complained na din sa BSP pero Maya seems to be taking no action. The P1k fee is for credit cards. Banking I might be jumping the gun here but here's my story. From which bank will I most probably receive a reversal of the amount? I tried to transfer money via web since laging unsuccessful sa mobile. what was their so-called maintenance for, na laging tinatapat tuwing payroll days. 00 from Seabank to UnionBank but using the card number as the account number since I have no HELP: UnionBank not returning my money . Been using UB Instapay to GCash ever since. East West Bank, East West Rural Bank, ING, Asia United Bank, Metrobank, and Unionbank to name a few. The IRS is experiencing significant and extended delays in processing - everything. Tried to reach out multiple times, they told me that I will get posted or received any updates but no one reached me out. I think the way it's setup is that UB online has a set of 500k daily limit, but using instapay, you can only transact at Last time rin ganyan naman akin unionbank. 2FA SMS message does also help Hi, I'm thinking of opening a 'Personal Savings Account' of UnionBank. com. Reply reply abylovesyoo • What happened then? Did ur transfer got posted? I am not sure what to feel right now. I called the UB hotline last night and they asked us to monitor the situation for 24 hrs. I stop using my Unionbank to transfer big amounts because of that issue. may 2 methods si Metrobank pag magse-send ka ng money to other banks or e-wallets, which are Instapay and Pesonet. Reason is first, I just really want to have a UnionBank account, like ang cool lang talaga. Nag-worry lang ako dahil sa nakita kong thread, but I never had any problems sending SWIFT transfers from my own Wise USD balance to my Unionbank USD account. You need the court order/decision. unrelated sa Wise, but Unionbank in itself is problematic. Log In / Sign Up; Credit Payment Via Instapay Deducted But Not Received UnionBank Hi, please give me some insights on what to do or idea with what situation i'm in. I contacted Shopee and was referred to the bank because the money did not go through. pay I didnt able received the receipt because suddenly gone, then i check my gcash wallet my money was deducted but no transaction history,no email no text messages, dfa online was not successful paid too but my miney was deducted on my gcash i dont know what happened ,i I was transferring money for another eBank via InstaPay. Pesonet más likely pa siguro, but that clears the following day. However, that’s not the case. Controversial. Done with troubleshooting din. Both are added in my dash and it was okay last night. That's what I do whenever I'm not able to get a screenshot of the transaction. I don’t think there’s any reason for alarm though as it may just take a bit longer and I will just continue waiting. Sayang din nga 15 or 10 na masasave compared sa ibang banks na 25 pesos ang instapay. Has anyone here ever experienced this issue? I already called Eastwest CS and was told to wait maximum of 3-5 days to get an update of the investigation or check my accounts from time to time. C. Madalas yan sa mga ka work ko mangyari. Posted na sa BDO bakit nag via instapay ka? pinaka easiest to cash in is linking your bpi account inside the gcash app, then dun ka mismo mag transfer, libre pa, mabilis pa. I didn’t know it’s possible with UB na real-time. CC Payment via Instapay did not reflect yet UnionBank Hi. Remember the BDO incident recently, the perpetrator/s obviously used fake names but the transactions still pushed through. I have many complaints regarding everything the bank offers. I UnionBank I had my friend transfer money through my UB Savings account today, it was deducted to his Gcash account but I still have not received it. WTF! Wise isn't I find a hard time to cash-in money to my Upsave account from my Unionbank via online banking since it seems not on the list. You may also check po Shopeepay, hindi ko lang kasi ginagamit. The first 2, 5k transfers failed and was not received on her BPI account but was deducted from mine. Reply reply This subreddit is your go-to destination for navigating the world of adulting in the Philippines. Just send an amount to Unionbank with your full credit card number as the account Get the Reddit app Scan this QR code to download the app now. Anyone experienced fund transfer interbank via Instapay tapos di pumasok sa account? Last night I transferred money from BDO to UB, to my surprise walang pumasok na pera. They said the transaction was ongoing. If you are, probably not. Na-effect naman agad yung transfer. Another, deposit ka kay BPI thru CAM then cashin kay Gcash then send to other banks (15 peso fee). (correct naman po yung BPI account na pinagsendan ko) Now nagcall na ako both banks: BPI told me that wala pa daw pending transactions from Instapay na under ng name ko and sabihan ko daw sa Metrobank na sila magcheck ng status ng Here's my experience when my remittance was flagged by Unionbank: This happened on the first week of May, when I initiated a withdrawal from my prop firm company, amounting to a 7-figure PHP. It's been a week. But their Android App does not have Instpay or PESONet available. Yesterday, my husband sent 10k from his UB to my BDO account. We already had 4 successful transactions before (amounting to atleast 20-50k) and today I just sent 50k from gotyme and 2k from gcash (due to Instapay limit) and she replied after 8 hours, apologized for not replying and told me that she did not received any transfers. But it’s true that the better/faster their system is, the less In my experience, hindi na send ng instapay kay gcash yung pera kasi nung nag try ako sa pay maya na send via instapay. r/PHCreditCards A chip A close button. Contacted Maya CS and they said to observe it for 3 Busines days 2 times na. Recipient also hasn't received the money yet. I only knew this after I encountered the same problem. Reply reply [deleted] • Oki noted on this. After 2-3 days nag follow up email sa UB. Wait mo nalang yung turnaround time, if lagpas na, then ipa escalate mo. The "for review" update notification in the UB App is not accurate. I think I got scammed by a seller. Also Hi! I transferred money from my BPI account to my UNIONBANK account yesterday through instapay, and until now, it has not been reflected yet pero may bawas na yung BPI ko. What I just want to ask is you've heard of someone na nadispute nila yung transaction/nabalik nila yung amount na Why not use InstaPay? I use the Big 3 banks including Unionbank. If the account does not exist within GCash database, it should return a transaction failed with the funds reversed. I checked all the card details On top of what most comments are saying (fees, features, etc. This is via my BPI savings. Like right now Friday, it says I can receive my money until Tuesday. Hustle tlaga. Pero I keep refreshing my app dashboard, and savings parin lang ang lumalabas, no credit card. I transferred 6000 pesos to my Robinsons bank For local transfers (via instapay), real time naman. Select Source Account, Destination Account, and Transfer Channel (if to other banks only, InstaPay is real time but higher fee) type the Amount and Remarks (optional) and Cellphone Number of Recipient for Notification (optional) then tap on Schedule Transfer button. Compared with BDO and BPI where I have to dedicate at least 2 hours, with UB, you just have to book via their app and tapos kaagad Chef's kiss. Currently, transferring And then ask them to confirm the details of the transaction. Select the receiving Bank as “Asia United Bank (AUB)” and fill out the required information. We tried calling UB about it but their answer is so vague. New. Q&A. I also tried with my Gotyme funds, di na rin makita si UB. What I did was I went to each of the banks and filed a I was gonna buy some USDT on Binance P2P last night and already sent the funds with UnionBank app via InstaPay. I tried transferring 100. Free naman as Kase nag send ako ng Saturday then naka receive din ako ng text tulad ng kay OP. Badtrip, talaga wala man lang announcement ang gcash na may ganon silang problem. Update: Nareport ko na rin sa Unionbank (kung saan ako nagbank transfer] Hi, I just got scammed online a few hours ago worth 34k. The transaction was unsuccessful, but the amount still got deducted from my account. Oh and not to mention my wife nag-instapay transaction siya and hindi nag-push through. ZeroKeiii • Honestly, I recently opened a GoTyme That time, the SMS confirmation was not received on their end. Ganito ba usually with UnionBank? Im really new to banking and paying using bank transfers. Icoconfirm lang Now, the wrong number is saying that the number is not a valid Gcash number (or something to that effect). Log In / Sign Up; My workmate was one of those affected by the UB "hack", he got 50k transferred out of his account without being prompted for any OTP. Na successfully received ng destination account Tuesday morning na po. 0 coins. Nagbayad ako kahapon until now, wala pa rin Skip to main content. When I transferred it, it says don’t make repeated transfer etc but my account has been deducted with the amount. In BPI you can only transfer from your USD to your Peso account via the app. Whether you're seeking advice, sharing experiences, or looking for tips and hacks to conquer the challenges of adulthood, you've come to the right place. Hi all! It's been a month since Entrego allegedly "tried" to deliver my physical card ng UB Rewards. :) Sorry can't provide feedback with Metro/BDO. Ayun na nga putangina, nagtransaction failed and gueesss what. Sort by: Top. Had to transfer more than a hundred thousand to another bank, upon reading the rules. Wala namang issues. Hindi rin nag reflect. Received the card a week ago and made purchases both online and OTC but no points have been reflected on my account. Arlo Gonzales. Would I still Called and emailed UnionBank right away. Hello, anybody na nakaexperience mag transfer ng money via Instapay at na tag ng under review? Nag transfer ako ng pera from my Unionbank to my Maya acct. Or maybe you are carefree sending money into someone you do not know, attempted to send twice/thrice, failed but received successful email notifs, and they decided not to return the other successful transfer. They said wala pang pumapasok sa kanila. Aside from e-wallets, may I know what other banks you use for your online transactions? Locked post. Story: I tried to pay like how i used Skip to main content. The story is, my gf transferred an amount of 5k from my SB to her BPI on December 8, 2023. BPI Blue VS Unionbank instapay service always went out during those days, And it will take weeks before you got your money back. Then I also had to call the receiving bank. My funds are in my unionbank account. All of my transactions from there were delayed by three days. Etc. Hope someone can help enlighten me on this thanks 🙏 Share Add a Comment. I first received an email from UBP CS, titled: 'IMPORTANT NOTICE- Digital Account Transaction Verification'. Will check further. Atm, seabank ang #1 digibank imo. I called the customer service once for an unrelated I really used to love UB, not until 2 months ago, all my instapay transactions were not sent or received real time. New I used to be a frequent user of UnionBank because of its smooth app, but ever since UB acquired Citi I feel like I've seen more and more people have Advertisement Coins. Actually, this happened to me and my partner more than 3 times na ata? Pero they always give it back naman. Please help your girl out it's my first sahod from this new job and I'm anxious not to receive I've experienced many times non-posting/crediting issue, not only with GCash but also with other banls. For instaPay, you will receive the funds instantly. Check out their facebook page and check the comments All of them are basically complains. What would be the next best course of action for this one nakakapanic kasi baka nawala na yung pera. Anyone who experienced this as well? Welcome to the Xfinity community! Our community is your official source on Reddit for help with Xfinity services. Di important ang account name dun. Is it because the money i transfered is big amount? It's 20k and i tried to send small amount and i received it immediately. My reward came in. Took us two agonizing weeks raising the issue sa Lima Branch, and sa Head Office nila (have to pull in some insider people to raise our issue, we were ex Unionbank Contractors). I then tested another 5k to RCBC via instapay, na-send din naman. Manghuhula ka pa! I tried to transfer some funds from Unobank to BDO and you would think na Instapay gagamitin diba? They used Pesonet instead hayy. UnionBank Anyone else having issues receiving their OTP? Card originally provided ni Citi pero inaayos ko since last week. r/phinvest A chip A close button. He called support and mentioned Instapay, because that was the method used to transfer out, and the CSR said "they don't handle Instapay concerns", but he was persistent and they created a ticket anyway. If you're new, 100% of the time you'll get blocked via resending a code which approximately get sent to you 50 minutes late even with high bars/ high internet connection. Reply reply More replies More replies More replies. Reply reply Miserable_Gazelle934 • 👍 Reply reply More replies. It has been 10 Business Days since the transaction was made and still no money was credited back. Transaction was done last Friday, January 12, 2024. Best. GCash may require you to send screenshots of the transfer together with your number. If you didn’t Natry nyo na magtransfer from Gotyme to Unionbank using Instapay tapos hindi pumasok kahit na tama naman yung details? I messaged gotyme pero wala sila mabigay na answer kaya pending pa yung case Share Add a Comment. I paid my Unionbank CC today via my Unionbank savings account however it did not reflect real time. The thing is, I have savings account from traditional and digital banks so I'm not quite sure if I really need one more. Confirm the details then tap on Proceed button. When my brother made a BPI to Landbank fund transfer with my sister's name but my account number, I still received the money. Top. One more reason to store your money to those DigiBanks. I cash-in from Tonik to my BPI and the money did not reflect after. I’ve read similar posts before that if Check, and if successful you have that account saved and you're sure Instapay is working and you've entered the correct account number. The icing on the cake? Their Instapay transfers have no fees. Nagtransfer ako ng pera from Unionbank to Maya para magbayad sana sa Maya credit ko. Reply reply Used to receive directly to my Wise account, but I am about to switch over to asking clients to send via Wise to my dollar account in Unionbank because of the new monthly limit. Nung di talaga nagreflect sa UB account ko after more than an hour, tumawag ako sa CSR nila and sabi nung rep, 80% ng calls nila yesterday, the same issue daw ng sa Get the Reddit app Scan this QR code to download the app now Yes, true. Does this have anything to do with my account not having any statement or billing yet? CIMB’s instapay can transfer 500k in a day, pero 10 times ka magtransfer. what Skip to main content. kxfweousknhyqwwosmdoaslytlwqsnksernaiwmtvzwvcb